Not known Details About 228 loan
Not known Details About 228 loan
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The Board evaluates a lender's retail banking products and solutions supplied inside the financial institution's facility-based mostly evaluation areas and nationwide, as applicable, in the institution amount as follows:
228 loan just isn't responsible for any on the terms presented to you personally. Charges, charges, and phrases are instantly decided on through the lender.
(one) Any information and facts about a financial institution's institutional potential or constraints, including the sizing and fiscal situation of your bank, protection and soundness limitations, or almost every other lender-certain aspects that significantly have an affect on the bank's capacity to deliver retail lending, retail banking companies and retail banking products and solutions, Neighborhood growth loans, Group improvement investments, or Neighborhood enhancement products and services;
Things viewed as in analyzing the impression and responsiveness of the financial institution's Neighborhood development loans, Local community enhancement investments, and Group progress companies incorporate, but will not be limited to, whether or not the Local community advancement loan, community enhancement investment, or Local community growth services:
(ix) An indicator for whether the loan was to a business or farm with gross yearly revenues greater than $one million; and
(iii) An inventory exhibiting each census tract through which the financial institution noted a small enterprise loan or a small farm loan;
(B) The efficiency in the bank's units for providing retail banking solutions and The supply and responsiveness get more info from the lender's retail banking items, pursuant to § 228.23, as applicable;
Pursuant to § 228.21, the Group Advancement Financing Test evaluates the lender's history of helping to meet the credit requires of its total Local community via Local community development loans and Neighborhood enhancement investments (
A lender or cost savings Affiliation's history of efficiency often is the foundation for denying or conditioning approval of the application listed in paragraph (a) of the portion.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
) The number of checking and cost savings accounts opened digitally and through other shipping and delivery programs that are Energetic at the end of Just about every calendar yr by census tract profits degree for every calendar calendar year.
) The number of checking and personal savings accounts opened digitally and through other supply programs by census tract cash flow level for each calendar yr; and
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
) The range of retail banking solutions and retail banking merchandise presented by digital shipping devices and other delivery systems; and